After the baby comes I will not go back to work in a regular setting. I may try to craft and sell my crafts, or baby sit, but we’ll see. It’s not like I make a shit load now, but I make enough to cover our cellphones and DirecTV.
Last night I sat down and put together a budget. Using an Excel spreadsheet I put in Paul’s Pay and subtracted our bills, some bills that fluctuate, I was a little more generous on, like electric, pretty low in the summer, but it sometimes more than doubles in the winter.
We also have two pretty credit cards. I have a goal of having one credit card almost paid off by the time baby gets here. Then I would like to use that credit card as our ‘gas card’ and pay it off every month. Our other card will take it bit longer to pay off, but I’d like to have it down to a near zero balance by PCS next year.
I think that putting together a plan is the first step to settling financial woes.
Paul and I both have a spending problem. We also have an eating out problem. I think the eating out will handle itself once Baby is here and we can’t take a crying baby out to dinner once or twice a week.
Especially with a baby on the not so distant horizon this is something that we need to figure out, and set our plan in stone.
- 300 visits, from viewers like you.
- 31DPC 101 'n 1001 A bit of me Adventure aiko anxiety Baby E Baby Products babywearing Beach Beachbody Beauty Best Friends bike birthday blogging Book bug Bullshit Butte buzz California Camping Camp Pendleton Castle challenge Chicopee Christmas cleaning Cloth Diaper cooking craft crochet. Deployment diet DIY dog dreams driving Earth Week Educate Evelyn exercise fail family Family Fun fat Father Favorite fitness FO food freedoms Friday Friends fun Garden GettingToKnowYou Giveaway Goals gym hair Harry Potter healthy Helena hello kitty Hells-Yeah hiking History Holdiay Holiday Home homecoming house husband instagram Internet iPhone ipod Japan Kitchen knit laundry Life link-up list procrastination lists Loosing-It Love Marines me meme mexican Military mitten Mom Monday money Montana Monthly E Moto move movie moving Mt.Helena music MyTown NaBloPoMo nago Nature new years Okinawa Okinawa Travel outdoors Parenting pattern Paul PCSing pets photoaday photo essay photograph Photography pictures piercing pineapple park pinterest Plants. politics POTD pregnancy Product Review Project52 rain RandR ravelympics Reading recipe Recruiting Duty reflection Renji Road Trip run Sad school sewing Shit I hate shop shower. shrimp sick Silk Garden Beanie sister sleep snorkeling Snow soup spring summer summer school Sunday sunset sushi Taco tattoo Thanksgiving throwback Thursday Traditions travel. Tropical Storm Tucson Tuesday TV Uncategorized update Vacation vacation end Vet video Vlog Walkerville want Weather wednesday WeekByWeek weight weight watchers WhatIWant why not wednesday wine winter WordlessWednesday work work is stupid workout Wyoming yarn Yoshi's Sushi yummy